Navigating the banking system in Germany can be challenging for expats, but with the right knowledge, you can make it easier. Germany's three-pillar banking system offers options from private banks to cooperatives. Important documents, like a passport and proof of residence, are required to open an account. Despite a rise in digital banking, cash remains dominant. Expat-friendly banks like N26 and Deutsche Bank provide multilingual support, making banking easier for non-German speakers.