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Five Retirement Plan Changes That Employers Should Consider

Five Retirement Plan Changes That Employers Should Consider

Submitted by • about 1 week ago

www.pentegra.com - Set it and forget it” might be the approach that many participants prefer to take when it comes to their retirement plan account, but for employers such an approach can be extremely limiting or even detrimental. As with most components ...

Making Your 401k Continue To Jingle All The Way

Making Your 401k Continue To Jingle All The Way

Submitted by • January 4, 2019

www.pentegra.com - ‘tis is also the season for many otherwise prudent retirement savers to consider dipping into their 401(k) for the “extra cash” that is “just lying there” to help cover those bills. But as you can probably tell by my use ...

How Should Retirees Approach The Decumulation Phase Of Their Retirement Savings

How Should Retirees Approach The Decumulation Phase Of Their Retirement Savings

Submitted by • November 30, 2018

www.pentegra.com - Despite the evidence that, in general, those who have retired – especially those who have been retired for a significant amount of time – are spending less and at a slower rate than might have been assumed, there would seem ...

BOLI Insurance

BOLI Insurance

Submitted by • November 23, 2018

www.pentegra.com - Bank Owned Life Insurance (BOLI) is often used by financial institutions to informally fund corporate obligations in connection with certain types of employee retirement benefit plans by purchasing life insurance policies for a group of eligible key employees.

Retirement Plan Fiduciary Solutions

Retirement Plan Fiduciary Solutions

Submitted by • November 2, 2018

www.pentegra.com - A leading provider of retirement plan, fiduciary outsourcing and institutional investment solutions to clients nationwide.

Defined Benefit Plans Alive And Well

Defined Benefit Plans Alive And Well

Submitted by • October 17, 2018

www.pentegra.com - For the most part, the news about Defined Benefit plans lately has not been particularly good. Whether a big company could no longer fund its plan or how it was bankrupting their business, headlines have discouraged many businesses from seriously ...

The Impact Of Rising Interest Rates On Defined Benefit Plan

The Impact Of Rising Interest Rates On Defined Benefit Plan

Submitted by • September 18, 2018

www.pentegra.com - The historically low interest rates, which caused Defined Benefit plan liabilities and plan contribution levels to increase every time they dropped, are headed in the other direction.

Why Non-Profits Should Embrace The 403b MEP

Why Non-Profits Should Embrace The 403b MEP

Submitted by • September 4, 2018

www.pentegra.com - Small to mid-size plan sponsors have for years been simplifying their 401k plan oversight by merging their plan into a Multiple Employer Plan (MEP), a retirement plan that covers unrelated employers while transferring many of the responsibilities and liabilities associated ...

What Is The Difference Between A 401K Plan And A 403B Plan

What Is The Difference Between A 401K Plan And A 403B Plan

Submitted by • August 28, 2018

www.pentegra.com - Both 401K and 403B plans are retirement plans that are sponsored by an employer. Both must meet IRS requirements to allow tax-free contributions. However, 401K plans are offered by for-profit companies whereas 403b plans are offered by not-for-profit organizations that ...

More Tales Of 401K Plans Gone Awry

More Tales Of 401K Plans Gone Awry

Submitted by • August 21, 2018

www.pentegra.com - As some of my Pentegra colleagues have pointed out in some of our recent blogs, there are many pitfalls and problems that can arise when it comes to the ins and outs of creating, administering and managing your company’s retirement ...